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1Guide to Green Loans and Energy Efficient Tax Credits
2Massachusetts Rebates and Financing Options for Energy Efficient Home Improvements
Massachusetts Clean Energy CenterIncentives are available to Massachusetts residential customers who install ground-source heat pumps.
Mass Save Energy Saving ProgramsMassachusetts customers: find out if you are eligible for Heating Equipment Rebates by replacing your boiler or furnace.
Financing for Massachusetts customersApply for 0% loans to help you make qualified energy efficient home improvements with the Mass Save HEAT Loan program. You could qualify for loans up to $25,000 with terms up to 7 years, depending on the utility and the loan provider.
3Maine Savings and Loan Programs for Energy Upgrades Maine Customers: Efficiency Maine
Home Energy Savings Program in MaineEfficiency Maine offers incentives up to $3,000 for geothermal systems (also called ground source heat, ground source heat pumps, or geothermal heat pumps) through the Home Energy Savings Program.
Financing Solutions for MainersEfficiency Maine offers a variety of energy loans to help you pay for energy upgrades. All loans are low-interest, long-term loans with no fees. The application process is simple and quick. Often, annual energy savings exceed the cost of monthly loan payments in the very first year.
- Efficiency Maine ENERGY LOANS are available statewide providing very quick closing and unsecured loans up to $15,000 over a 10 year term.
- PACE loans are available in more than 173 municipalities and provide up to $15,000 over 15 years at 4.99% APR on any residential property with 1 to 4 living units.
- HUD PowerSaver loans are available statewide but only for free standing single family homes. Borrow up to $25,000 at 4.99% APR for a 15 year term.
4Home Equity Line of Credit
Rates on HELOCs typically have low interest introductory periods and the interest is tax deductible, which lowers the effective interest rate. Check with your local bank for applicable rates.
5Government Tax Credit and Loan Options
Financing for Ultra Geothermal heating and cooling systems is available through several avenues including government subsidized and traditional loans. There is also a 30% government tax credit (form 5695) available for geothermal installations. For more information on this contact our office.
6Clean Energy Federal Credit Union
Financing the Clean Energy Movement Clean Energy Credit Union is committed to financing the clean energy movement. Our Clean Energy Loans are intended to help members utilize clean energy, reduce energy consumption, save money, and protect our planet for future generations. Explore Clean Energy Loans
7New Hampshire Incentives and Rebates for Energy Efficiency
New Hampshire Electric CooperativeGeothermal Heat Pumps Incentives of 35% of installed cost up to $10,000, which includes all mechanical and distribution equipment as well as Geothermal well drilling and upgrades.
NH SavesRebates on heating and water heaters for New Hampshire customers Installing energy efficient heating and/or water heating equipment can save you money, improve the comfort of your home, and contribute to a cleaner environment. NHSaves provides incentives for high efficiency heating and water heating equipment, regardless of fuel type.
8Energy Star Loans
The Maine, Massachusetts and New Hampshire Housing Authorities all offer loans for homeowners who improve their residences with Energy Star approved heating and cooling systems. These loans carry interest rates that are typically less than any private source of funding.
9FHA 203K Loans: Renovation Ready Program
This is a government insured loan that can be offered for up to 97% lending value of the improved home value. This is done by taking the existing home value and adding the improvement value. After successful completion of the improvements and an inspection the loan disbursements are made. 203(k) Rehabilitation Mortgage Insurance Dan Marrs Envoy Mortgage 488 Central Ave, Dover, NH 03820 603-674-5697
10Renewable Energy Lending
Steven Breault Senior Account Executive of Home Improvement LendingApply online: https://6516759580.mortgage-application.net/ NMLS # 1164597 One Home Loan Plaza | Warwick, RI 02886 Dir. 401-773-9709 | Cell. 401-301-0926 | Fax 888-261-1190
Home Loan Investment Bank FHA Title 1 Home Improvement LoansHome Loan Investment Bank is proud to offer customers the https://6516759580.mortgage-application.net/ NMLS # 1164597 One Home Loan Plaza | Warwick, RI 02886 Dir. 401-773-9709 | Cell. 401-301-0926 | Fax 888-261-1190
Home Loan Investment Bank FHA Title 1 Home Improvement LoansHome Loan Investment Bank is proud to offer customers the FHA Title I Home Improvement Loan. This flexible and affordable product gives homeowners the opportunity to finance home improvements and repairs. Title 1 Home Improvement Lending Information (PDF) Title 1 Home Improvement Loan Application (PDF)" target="_blank" rel="noopener">FHA Title I Home Improvement Loan. This flexible and affordable product gives homeowners the opportunity to finance home improvements and repairs. Title 1 Home Improvement Lending Information (PDF) Title 1 Home Improvement Loan Application (PDF)
11Utility Supply Pricing